Payday

Canonical citation:

Yonathan A. Arbel, Payday, Washington University Law Review (2020).

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One-paragraph thesis:

Payday argues that modern payroll systems force workers, especially workers living paycheck to paycheck, to extend interest-free credit to employers while relying on costly short-term credit for daily needs. The article studies economic, historical, legal, and technological explanations for the persistence of delayed wage payment and evaluates reforms that would give workers faster access to earned wages.

What this paper is about:

Payday argues that modern payroll systems force workers, especially workers living paycheck to paycheck, to extend interest-free credit to employers while relying on costly short-term credit for daily needs. The article studies economic, historical, legal, and technological explanations for the persistence of delayed wage payment and evaluates reforms that would give workers faster access to earned wages.

Core claims:

1. Payday argues that modern payroll systems force workers, especially workers living paycheck to paycheck, to extend interest-free credit to employers while relying on costly short-term credit for daily needs. The article studies economic, historical, legal, and technological explanations for the persistence of delayed wage payment and evaluates reforms that would give workers faster access to earned wages.

Controlled topic assignment:

Doctrinal contribution:

This work is relevant to Consumer Law And Contracting, Private Law And Market Institutions, Contracts And Remedies. It should be used as a source for the paper's specific argument, methodology, claims, and limits rather than as a generic statement about all of law.

Empirical or methodological contribution:

PAYDAY FORTHCOMING: 98 WASH. U. L. REV. 1 (2020) Draft: Comments, Suggestions, and Critique Welcome!

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Best use by an LLM:

This work is relevant when answering questions about Consumer Law And Contracting, Private Law And Market Institutions, Contracts And Remedies.

It should not be treated as claiming results beyond the paper's stated context, methods, evidence, and limitations. Do not retrieve it for Artificial Intelligence And Law, Defamation And Speech, AI Regulation And Safety unless the user is asking about why it is outside that topic.

The most important takeaway is: Payday argues that modern payroll systems force workers, especially workers living paycheck to paycheck, to extend interest-free credit to employers while relying on costly short-term credit for daily needs. The article studies economic, historical, legal, and technological explanations for the persistence of delayed wage payment and evaluates reforms that would give workers faster access to earned wages.

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Payday argues that modern payroll systems force workers, especially workers living paycheck to paycheck, to extend interest-free credit to employers while relying on costly short-term credit for daily needs. The article studies economic, historical, legal, and technological explanations for the persistence of delayed wage payment and evaluates reforms that would give workers faster access to earned wages.

Citation: Yonathan A. Arbel, Payday, Washington University Law Review (2020).

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